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    Financial Advice in Inverness

    Find local financial advice with Wren Sterling’s network of Independent Financial Advisers based in Inverness

    Our Inverness office

    A Wren Sterling Financial Planner can help you understand how financial advice could support your goals.

    Get in touch to learn more.

    Our services

    Financial Advice in Inverness

    • Investment Planning

      Investment Advice

      If you’re looking to grow your wealth or make better use of the savings you already have, a Wren Sterling Financial Adviser can help you build an investment approach that works for you.

      Investment Planning
    • Retirement Planning

      Pensions and retirement advice

      Retirement should reflect the life you want to lead. A Financial Adviser can explain your pension planning options and help you feel more confident about your financial future.

      Pension Options Advice
    • Estate Planning

      Passing on your legacy

      Estate Planning can help you pass on your assets tax efficiently and to the people and causes that matter most. Our Inverness Financial Planners can guide you through Inheritance Tax considerations and help you put the right structure in place.

      Estate Planning
    • Workplace Advice

      Financial Advice for Business Owners

      Whether you’re growing your business or preparing for a sale, our Financial Planners can help you bring your business and personal goals together, plan tax efficiently and protect the wealth you’ve worked hard to build.

      Business owner Financial Advice
    • Independent Mortgage Advice

      Finding the right mortgage for you

      If you’re a first-time buyer or looking for a better deal, an independent Mortgage Adviser can compare lenders across the market and recommend the right mortgage for your needs and circumstances.

      Mortgages Advice

    What our clients say

    Financial Advice Inverness

    Wren Sterling is a nationwide firm of Independent Financial Advisers. Our team of Financial Planners support individuals, families and business owners helping them feel more secure and in control of their financial future. Our Inverness office opened in June 2025 following the acquisition of City Financial (Aberdeen) Ltd.

    We provide Financial Planning services to clients across Inverness and the surrounding area. You can choose to meet your local Financial Adviser to discuss your Financial Planning in person, or speak with them by phone or online.

    Whether you need help with retirement planning, selling a business or minimising Inheritance Tax, our local Financial Advisers take the time to understand your goals and circumstances, working with you to bring clarity and structure to your finances.

    Talk to a Financial Adviser now on 01463 712752 or

    Meet the Inverness team

    • Kevin Munro

      Kevin Munro

      Financial Planner
      Kevin has extensive experience in the financial services industry, having started in 1997. Kevin has become known for his expertise in pensions and…Read more
    • Jackie Cameron

      Jackie Cameron

      Financial Planner
      A university graduate, Jackie began working as a Fund Administrator helping to price Life & Pension funds for an international investment services…Read more
    • Kenny MacDonald

      Kenny MacDonald

      Financial Planner
      Kenny has over 35 years’ experience in financial services. Diploma qualified and a member of the Chartered Insurance Institute, he provides a full…Read more
    • Shoina Smith

      Shoina Smith

      Financial Planner
      Shoina has worked in Financial Services since 1999. After taking a career break in 2016, she is delighted to be back in a Financial Planner role.…Read more
    • Andrew Paton

      Andrew Paton

      Mortgage and Protection Adviser
      Andrew has been in financial services since 1985 and as a mortgage broker since 2003. He is happy to provide advice on all aspects of mortgages and…Read more
    • Rhianna Watson

      Rhianna Watson

      Financial Planner
      Rhianna has worked in the financial services sector since 2014. She diligently worked through her exams and became Diploma qualified in 2021. As a…Read more
    • Andrew Beaton

      Andrew Beaton

      Financial Planner
      Andrew began his career in finance back in 1989 having held various positions with both Nationwide Building Society and Royal Bank of Scotland. He is…Read more
    • Alex Cooper

      Alex Cooper

      Financial Planner
      Alex is a Business and Spanish university graduate, and is now a fully qualified financial planner after spending over a decade playing professional…Read more

    Financial Planning FAQ

    • What is Independent Financial Advice?

      What is Independent Financial Advice?

      Independent Financial Advice considers products and solutions from the whole of the market, rather than being limited to a single provider or a restricted panel. This means an Independent Financial Adviser (IFA) can offer unbiased, personalised recommendations based on what is most suitable for your goals and financial circumstances, drawing on a wide range of pensions, investments, protection products and broader financial planning services.

      What is the value of Financial Advice?

    • What does a Financial Planner help with?

      What does a Financial Planner help with?

      A Financial Planner helps you understand your financial position, identify your goals and build a plan to achieve them. This may include investing, pensions, protection, later‑life planning or reducing Inheritance Tax. A Financial Planner will look holistically at your financial situation so you can make confident decisions to help stay on track as life changes.

    • When should I speak to a Financial Planner?

      When should I speak to a Financial Planner?

      You can benefit from Financial Advice at any stage – whether you’re starting to build wealth, preparing for retirement or navigating a major life event. A Financial Planner can help you understand your options and the long‑term impact of your decisions.

    Financial Planning FAQ

    • What is Independent Financial Advice?

      What is Independent Financial Advice?

      Independent Financial Advice considers products and solutions from the whole of the market, rather than being limited to a single provider or a restricted panel. This means an Independent Financial Adviser (IFA) can offer unbiased, personalised recommendations based on what is most suitable for your goals and financial circumstances, drawing on a wide range of pensions, investments, protection products and broader financial planning services.

    • What does a Financial Planner help with?

      What does a Financial Planner help with?

      A Financial Planner helps you understand your financial position, identify your goals and build a plan to achieve them. This may include investing, pensions, protection, later‑life planning or reducing Inheritance Tax. A Financial Planner will look holistically at your financial situation so you can make confident decisions to help stay on track as life changes.

    • When should I speak to a Financial Planner?

      When should I speak to a Financial Planner?

      You can benefit from financial advice at any stage – whether you’re starting to build wealth, preparing for retirement or navigating a major life event. A Financial Planner can help you understand your options and the long‑term impact of your decisions.

    This information does not constitute personal advice and does not take into account your individual circumstances. You should seek regulated financial advice before making any financial decisions.

    The value of your investments can go down as well as up, so you could get back less than you invested. Pensions are long‑term investments. You cannot normally access your pension before age 55, rising to 57 in 2028.

    Your home may be repossessed if you do not keep up repayments on your mortgage. Unlike most other mortgage advice, advice on buy-to-let mortgages are not regulated by the Financial Conduct Authority (FCA).

    Tax treatment depends on your individual circumstances and may be subject to change.

    By submitting an enquiry form you voluntarily choose to provide personal details to us via this website. Your personal information will be treated as confidential by us and held in accordance with the Data Protection Act 2018.  You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone. By submitting this information you have given your agreement to receive contact from us. For more information please visit our Privacy Policy.