Financial Advice for Business Owners

What does a financial planner for business owners do?

As a busy company director, managing your business and your personal financial plans can be a challenge.

You need a financial planner who understands that your business goals and your personal financial planning goals are interlinked.

You’re probably short of time, so you want assurance that your financial planner is proactive in helping you map out your financial future via a consultative cashflow discussion and in raising planning opportunities, to leave you in the best possible position.

That’s the Wren Sterling approach.

  • We’ll help you stay on track and get your tax efficient pension contributions sorted on time and provide guidance on how best to manage your remuneration strategy to mitigate your tax bill. We’ll help you protect your business against the “what if’s” and set up policies, so they’re tax-efficient and advantageous to your business.
  • We’ll guide you on tax efficient savings and investments too and where there’s excess cash in your business, we’ve got solutions for that as well.
  • What’s more, our specialist Workplace team can help your business on the ground. From creating your company pension scheme to implementing salary exchange, reviewing or installing new benefits for employees to running workshops so they understand their benefits, we’ve got you covered.

On our website there are more details about the services we offer individuals and businesses, but when we work with business owners, we use a combination of these to help you achieve your financial goals.


To get started, contact us today for a free initial consultation.

More on why financial advice is important for your business

Why is financial advice important for businesses?

It is all too easy to get caught up in the day-to-day operation of your business – in order to grow, you’ll have to be in that level of detail! You may have an accountant and an HR team who already manage your workplace pensions and benefits independently or you may do this yourself.

Business financial planning brings it all together in a coherent strategy.

Retention and reward strategy

Our workforce demographic analysis service and our long-established relationships with the workplace benefit market leading providers means we will create a benefits strategy that is tailored to your business and your people. Then, it will be delivered with the best possible terms and ongoing support.

The workplace employee benefit market is huge and evolving all the time, but with a Wren Sterling Financial Planner, you know you’ll be kept informed on all the relevant changes.

Protect your business

Have you considered what may happen if a key person in your business were unable to work due to illness or injury? Business protection is designed to cover exactly that. Have you considered what may happen to your shareholding in the business should you or a fellow shareholder pass away? We can help provide solutions to that too.

Employee Benefits Advice

Sometimes known as traditional benefits, find out how we work to review and embed workplace pensions, Group Risk policies (Income Protection, Death In Service and Critical Illness cover) and salary exchange, saving you and your people cash. We also have market-leading flexible benefits technology and a deep suite of options to suit all budgets.

  • Workplace pensions
  • Group Risk
  • Salary Exchange
  • Workplace Healthcare
  • Workforce Analysis
  • Flexible Benefits
  • Business protection


Find out how Employee Benefits Advice could help you

How can Wren Sterling help with business financial planning?

  • When should I get financial advice for my personal finances and my business?

    When should I get financial advice for my personal finances and my business?

    The right time is now! The sooner you start the conversation, the sooner you can start reaping the benefits of working with a financial planner.

  • What employee benefits can I offer?

    What employee benefits can I offer?

    This depends entirely on your ambition and your budget, but speaking to us today will give you an idea of what’s possible and how we can source and implement benefits for you.

  • Should I offer my employees financial education?

    Should I offer my employees financial education?

    We always recommend that businesses invest in financial education for two reasons. Firstly, a financially-literate and aware workforce has the tools to manage their own finances effectively, helping them cope with the workforce’s single biggest stress – money. Secondly, financial education around the benefits they receive increases employee advocacy and retention. They understand what they’ve got and also what they could be missing if they went elsewhere.

  • Do I need business protection for my business?

    Do I need business protection for my business?

    Yes. We find that business owners and directors often overlook “what happens if?” when running their companies. The nature of that question is that the unexpected can happen at any time and insuring your business and the key people within it is no different to insuring other valuables in your life.

    Jason McGuigan on business protection
  • How much does financial advice cost for a business owner?

    How much does financial advice cost for a business owner?

    That depends on the scope of work being undertaken. Financial planners are highly qualified professionals who provide planning, advice and can recommend financial products too. We will agree a fee with you prior to any chargeable work being undertaken.

Ready to see how Wren Sterling can help you with your personal and business financial planning?

Get in touch for an appointment with a financial planner who specialises in working with business owners.