Retirement Planning

We’re all living longer so there’s more of life to enjoy, but this means we should start to plan for retirement earlier. The retirement landscape is constantly changing, so it’s important you understand current and planned changes and what they mean for you as you move towards retirement.

There is going to come a time when you can’t work anymore and therefore can’t earn a regular income. That may seem a long way off but the sooner you start saving for that future, the sooner you will ensure it’s a happy and enjoyable one.

Did you know that only 22% of people approaching retirement know the value of their pension pot? Do you know how big your pension pot is, or what it can provide for you?

With the help of an independent financial adviser, you can create a bespoke financial plan, understanding what you need to have saved and by when to enjoy your retirement. Book an appointment today to put yourself on the path towards a carefully planned and fulfilling retirement.

Arrange an appointment with a financial adviser to discuss your inheritance tax requirements.

Long term care

The UK population is getting older – and quickly. According to AGE UK between 2005/06 and 2015/16 the total number of people aged 65 or over in England increased by close to 21 per cent, representing nearly 1.7 million extra people.
Moreover, the greatest growth in percentage terms has been amongst those aged 85 and over this age group increased by 31.3 per cent (or more than 300,000 people) over the period.
All this means there are more people lining up to use a service that can be expensive, depending on your individual circumstances.
Wren Sterling has later life financial planning experts who can steer you and your family through long term care.

Watch our care fees webinar

Or arrange an appointment to discuss your long term care requirements

Inheritance tax

In an era of unprecedented property prices and soaring education costs, passing on wealth, either during life or on death to the younger generations is a key objective for many people.
Working alongside your solicitor and accountant we will discuss whether you have the correct Will, Trusts and Powers of Attorney in place to meet your needs. We also have considerable experience in the specialist world of advising on Trust Investment.

The Financial Conduct Authority does not regulate taxation & trust advice and will writing.

The value of your investments may go down as well as up and you may not get back the full amount invested.