Terry Ratcliffe

Independent Financial Adviser

Terry has spent the last 7 years working in the financial services industry and has built a wealth of knowledge and experience. He started at a Wealth Management company before joining Mutual Financial Management in 2019 which was acquired by Wren Sterling in 2022.
Terry specialises in holistic financial planning including pensions, investments, protection, tax planning, employee benefits and intergenerational planning for a diverse range of both personal clients and business owners.
Outside of work, Terry enjoys spending time with his family and friends, walking his dog, refereeing football and going to the cinema and theatre.