Saving for retirement

Retirement is something most of us look forward to − particularly on a Monday morning. However, those thoughts are often little more than a whimsical cocktail of not having to work and prolonged holidays. The reality could be rather different.

Ensuring you have enough to live on in retirement, however, isn’t straightforward. A report from the Pensions Policy Institute, published in June 2021, suggests that around a quarter of those approaching retirement are unlikely to receive a minimum income (defined then as £206 a week for a single person and £318 for a couple). Around half will fail to receive a personally acceptable level of income. Not planning adequately for your later years could have a serious impact.

Our guide focuses on helping you plan for your future, including:

Saving for retirement - Wren Sterling, independent financial advice.

How we can help

Retirement planning is complicated and has been made even more so by constant changes to the rules. We make it our business to stay up to date with the latest developments, and to help clients take full advantage of the available tax breaks. In particular, we can:

  • Work with you to choose suitable ways of saving for retirement
  • Maximise your pension contributions, using carry forward where appropriate
  • Deal with pension arrangements from previous employers
  • Keep you informed on new legislation and how this could affect you.

Ask an adviser

Talk to a local financial adviser about your goals and how financial advice could help

What our clients say about us

News and insights