Why one size doesn’t fit all when it comes to your pension fund’s default option
Workplace pensions are a great place to start building your retirement savings. But is a 'one size f...
Retirement is something most of us look forward to − particularly on a Monday morning. However, those thoughts are often little more than a whimsical cocktail of not having to work and prolonged holidays. The reality could be rather different.
Ensuring you have enough to live on in retirement, however, isn’t straightforward. A report from the Pensions Policy Institute, published in June 2021, suggests that around a quarter of those approaching retirement are unlikely to receive a minimum income (defined then as £206 a week for a single person and £318 for a couple). Around half will fail to receive a personally acceptable level of income. Not planning adequately for your later years could have a serious impact.
Our guide focuses on helping you plan for your future, including:
Retirement planning is complicated and has been made even more so by constant changes to the rules. We make it our business to stay up to date with the latest developments, and to help clients take full advantage of the available tax breaks. In particular, we can:
Talk to a local financial adviser about your goals and how financial advice could help
Workplace pensions are a great place to start building your retirement savings. But is a 'one size f...
If you’ve got multiple pensions, should you bring them together? Once you've decided, what do you ne...
The current Tax Year ends on April 5th 2022. Make sure your allowances are used efficiently, it pays...
Why consolidate your pensions? The top three reasons for and against merging your old pensions from...
Financial advisers are accustomed to dealing with unintended consequences of decisions made by those...
Some clients are taking advantage of homeworking, choosing to remain employed past their planned ret...
Default pension funds appeal to those who want a 'hands off' approach to their investing. But what a...