Pensions Advice

A time will come when you can’t work anymore to earn a regular income. That may seem a long way off but the sooner you start saving for that future, the sooner you can ensure it’s a happy and enjoyable one.

Saving for retirement ahead of all the other daily pressures on finances can be tough. We work hard to understand your circumstances and motivations so we can steer you through the increasingly complex world of retirement to achieve your retirement goals.

According to research by the financial adviser directory, Unbiased, over 200 savers were asked ‘How prepared do you feel for retirement’. The poll found that those who sought advice earlier in their lives felt better prepared – so if you’d like to learn more about how we can help you with your pension please contact your local office to arrange an appointment.

The value of your investments may go down as well as up and you may not get back the full amount invested.

Arrange an appointment with your local Wren Sterling financial adviser.

Did you know that just 22% of people approaching retirement know the value of their pension pot?

Ask the IFA: What are the advantages of a final salary pension transfer?

in Retirement planning
Wren Sterling is authorised to advise on a defined benefit or final salary pension transfer. We are often asked about the advantages of a transfer, especially as transfer values are historically high at the moment. Here are eight advantages of a final salary pension transfer - but it's important to stress that there may be [...]

Ask the IFA: What are the disadvantages of a final salary pension transfer?

in Financial advice, Retirement planning
The numbers might look attractive and there are stories in the press of people pocketing hundreds of thousands through a final salary pension transfer. There are lots of disadvantages of a final salary pension transfer though and here are seven reasons to take stock of the reality of leaving a defined benefit scheme. Reliance Your [...]

Most people who invest a pension have no fail safe against falling ill

in Financial education, Later life, Retirement planning, Thought leadership
Originally published by 29/05/18 Four out of five retirees in income drawdown have no 'lasting power of attorney' set up, finds Zurich Investing a pension involves keeping on top of funds throughout your old age Having an LPA set up means someone you appointed takes over if you are ill If not, families face [...]