Watching a new portfolio experience volatility can be painful. Paul Gegg outlines the key concepts involved in sequential returns risk, and why investors – particularly retired investors – need to take advice with their withdrawals.
Our clients pay advisers to manage their investments, but where do advisers start with such a broad range of investments available? As you would expect, almost all advisers start from a similar, client-focused point. Portfolio selection is implemented after the adviser determines a client’s circumstances, risk tolerance, risk capacity and prioritises the client’s key financial [...]