Structuring your estate correctly can lead to big savings if you understand the complexities of inheritance tax Currently all individuals in the UK have a nil rate band of £325,000 each. This means that on death, if the value of your estate (all your cash, assets, investments and personal chattels) is less than £325,000 (or [...]
ISA or pension – which is better? What a question. The answer to this will depend on you, but as these products work in slightly different ways, we’ll cover a few of the advantages to these products in this article.