Tag Archives: Defined Benefit

Why are some people cashing in final salary pension schemes?

In recent years final salary pension schemes have been phased out by employers because people are living for longer and the uncrystallised liabilities are wreaking havoc with corporate balance sheets. Robert Blumberger explains why this is happening and sounds a cautionary note for those attracted to the idea of transferring.

Keeping it in the Family

There has been much excitement about the announcement of pension freedoms. For those who are looking to provide a legacy rather than a retirement income, here’s our top tips from 2015.

Retirement Income Planning – beat the tax with a range of investments

The new income flexibility and greater inheritability of pension wealth could see conventional wisdom on retirement income planning flipped on its head. From April, it could pay to retain pension savings within your pension and take income from other investments first. With tax free allowances totalling £26,600 for income and capital gains each year, retirement [...]