How much should I save for retirement?
Depending on the kind of retirement you’d like to have, there are some guidelines which can help you calculate what you’ll need to save today for a comfortable retirement.
Retirement planning
What is a trust?
A trust is a method of managing assets, and are commonly used for estate planning, minimising tax payments. Find out more about how they work and why they’re a helpful too in an adviser’s toolbox.
What is the value of financial advice? £40,000 apparently
According to the ILC, people who take financial advice are on average £40,000 better off than those who don’t. Clearly this depends on the individual, but this study finds that those who took advice were significantly more likely to save more as well as to invest in the equity market.
Five financial planning tips for 2019
Many of us look to January for a fresh start – to make changes or new resolutions, but why wait? Find out our top 5 tips for this year to make sure you’re on track to your financial goals.
Cashflow planning: visualising financial journeys
Cashflow planning allows advisers to show clients how their financial journey will unfold if it continues its current trajectory or with positive and negative impacts. Find out more about what it is and how we use it at Wren Sterling.
Living the Future Life – should we be planning to live to 100?
How does increasing life expectancy affect people planning? We look at a report by the Pension Policy Institute and summarise the key findings.
How to avoid a pension scam
Pensions freedom has created many opportunities for scammers to target people approaching retirement with access to their retirement funds. Learn more about how scammers approach their victims and how these scams can be avoided.
How to fund a long-term retirement
What should retirees consider when investing for a sustainable, long-term income stream to meet their needs? Simon Morris, Head of Strategic Partners at Premier Asset Management discusses tactics for retirements that could span decades rather than years,
The Impact of Sequential Returns Risk on Retirement Income Planning
Watching a new portfolio experience volatility can be painful. Paul Gegg outlines the key concepts involved in sequential returns risk, and why investors – particularly retired investors – need to take advice with their withdrawals.
