Retirement planning
A hard act to follow: testing times for trustees
The Pension Schemes Act 2021 imposes several stringent measures designed to safeguard funds. Chief among them is a new onus on trustee boards to play a stronger role in this effort. Originally published in The Sunday Times, written by Simon Brooke The UK seems to legislate on pensions with metronomic regularity, with a new act [...]
Kids cost more than you think – so plan ahead
Originally published at brewin.co.uk Many people vastly underestimate the cost of raising a child. Plan now to avoid nasty surprises scuppering your finances. Raising a child is one of the most rewarding things you can do in life – but it can also be eye-wateringly expensive. We all know things like childcare, private school and [...]
What’s in your workplace pension default fund?
Default pension funds appeal to those who want a ‘hands off’ approach to their investing. But what are fund managers investing in? Look under the hood of your investments.
6 steps to your estate planning
If you haven’t started – or if you haven’t written it down – this checklist will help get your thoughts in order.
Mind the Pension Gap 2020
How do you feel about your retirement? Research and insights into the UKs attitude to retirement.
The crisis has hit my income – should I cash in on my pension?
You can use your retirement savings pot as you wish from age 55 – rising to age 57 from 2028, the government recently confirmed. Yet while this offers flexibility, you need to think carefully before dipping into your retirement funds, or you could trigger unexpected tax charges or whittle away your funds too quickly. Here [...]
Retirement tips for the Covid-19 crisis
Be patient and consider retirement strategies - Even before most of us had heard of Coronavirus, only 25% of Brits felt confident that they would have enough to retire on without needing to supplement their pension. The impact of the Coronavirus pandemic on the global stock markets has resulted in the average pension fund value falling [...]
COVID-19 impact on retirement
How has Covid affected your pensions? We’ve all been affected differently, whether we’re working and saving towards a pension, approaching retirement, or drawing on our funds.
