According to the ILC, people who take financial advice are on average £40,000 better off than those who don’t. Clearly this depends on the individual, but this study finds that those who took advice were significantly more likely to save more as well as to invest in the equity market.
Many of us look to January for a fresh start – to make changes or new resolutions, but why wait? Find out our top 5 tips for this year to make sure you’re on track to your financial goals.
Cashflow planning allows advisers to show clients how their financial journey will unfold if it continues its current trajectory or with positive and negative impacts. Find out more about what it is and how we use it at Wren Sterling.
How does increasing life expectancy affect people planning? We look at a report by the Pension Policy Institute and summarise the key findings.
Pensions freedom has created many opportunities for scammers to target people approaching retirement with access to their retirement funds. Learn more about how scammers approach their victims and how these scams can be avoided.
What should retirees consider when investing for a sustainable, long-term income stream to meet their needs? Simon Morris, Head of Strategic Partners at Premier Asset Management discusses tactics for retirements that could span decades rather than years,
Watching a new portfolio experience volatility can be painful. Paul Gegg outlines the key concepts involved in sequential returns risk, and why investors – particularly retired investors – need to take advice with their withdrawals.
Here are eight advantages of a final salary pension transfer – but it’s important to stress that there may be other reasons, for and against approving a pension transfer request.
Transferring a final salary (DB) pension may look attractive, but there are disadvantages. For many, it may be best to retain those benefits and remain in the scheme. Find out why you might not want to transfer away.