No such thing as a ‘no risk’ pension
When looking at options for funding your retirement, it’s important to understand that your pension pot will be invested – and as with all investments, your capital is at risk.
Pensions advice
How to track down a lost pension or investment
It’s now common for people to have multiple pensions. Finding details of lost pensions or investments can mean digging out paperwork from the attic, the basement or working out who to call.
Teacher pension contributions have gone up but how will independent schools cope?
Planned changes to employer pension scheme contributions could hit Independent schools using the Teacher’s Pension Scheme. Learn more about the options for independent schools.
Wren Sterling adopts Pension Transfer Gold Standard
Wren Sterling has signed up to the Pension Transfer Gold Standard, a new mark of quality in the pension transfer market awarded by the Personal Finance Society (PFS). The Pension Transfer Gold Standard helps consumers recognise good practice, ethical and professional standards when seeking financial advice on pension transfers and firms must satisfy nine principles [...]
How will the 2018 Budget affect me?
While we wait to understand how Brexit will affect us, there are a number of changes coming this year, many recently announced in the 2018 Autumn Budget. We’ve created this article about what these changes are and how they might affect you.
Five financial planning tips for 2019
Many of us look to January for a fresh start – to make changes or new resolutions, but why wait? Find out our top 5 tips for this year to make sure you’re on track to your financial goals.
Moving multiple pensions into one for a clearer retirement journey
It can be hard to keep track of multiple pensions, especially if you can’t remember who the scheme is with and when you paid into it. You might consider pension consolidation, a process that allows you to pull all the strands of your retirement savings together into one manageable pot.
SIPP use on the rise after pension transfer activity explosion
Investments made through pension wrappers have reached a new high of £13.4bn in the third quarter of 2017, up 66.3 per cent on last year.*
The figures showed the amounts coming into pensions through transfers was particularly high. For instance, transfers into self-invested personal pensions (SIPP) more than doubled over the past 12 months to reach £1.9bn.
Special Focus: Pensions Freedom
Pension freedoms are causing big changes to the annuities market as people understandably assess their options for buying one or exploring alternative options that came into force in April 2015. Clive Barwell, an Independent Financial Adviser with Wren Sterling and Accredited Member of the Society of Later Life Advisers, talks about how the new freedoms will impact the annuities market over time and why the role of the adviser has arguably never been more important in pre and post-retirement financial planning.