How to consolidate your pensions
If you’ve got multiple pensions, should you bring them together? Once you’ve decided, what do you need to do, and how hard is it?
Pensions advice
Maximising 2021/22 Personal Allowances
The current Tax Year ends on April 5th 2022. Make sure your allowances are used efficiently, it pays to start early.
Top three reasons for consolidating your pensions
Why consolidate your pensions? The top three reasons for and against merging your old pensions from retirement adviser Wren Sterling.
What’s going on in the final salary market?
Financial advisers are accustomed to dealing with unintended consequences of decisions made by those who set policies – including DB pension schemes.
Thinking of working part time or from home to stay in work for longer?
Some clients are taking advantage of homeworking, choosing to remain employed past their planned retirement date, others have found they can retire earlier than expected. How has Covid affected your retirement plans?
How can you calculate the value of a pension?
Here’s the bad news: working out the value of a pension isn’t straightforward! It depends on the type(s) of pensions you have and when you want to retire, among many other things. In this article, we'll talk about the types of pension you could have, how their values are calculated, how you can get a [...]
Under pressure: the unwelcome return of inflation to the UK
Despite government assurances that it’s a temporary blip, inflation is trending upwards. What are the implications for pension schemes and their members? Originally published in The Sunday Times, written by Stephanie Hawthorne. Inflation is an old foe, now almost forgotten in many countries. But should we be worried that it seems to be making a [...]
A hard act to follow: testing times for trustees
The Pension Schemes Act 2021 imposes several stringent measures designed to safeguard funds. Chief among them is a new onus on trustee boards to play a stronger role in this effort. Originally published in The Sunday Times, written by Simon Brooke The UK seems to legislate on pensions with metronomic regularity, with a new act [...]
What’s in your workplace pension default fund?
Default pension funds appeal to those who want a ‘hands off’ approach to their investing. But what are fund managers investing in? Look under the hood of your investments.
