Pensions advice

New year, new opportunities

Our top tips for 2020 While we won’t be going on holiday this year, we can use this time to focus on our other financial goals - like saving towards home improvements or putting away regular installments into a pension. Our advisers can help you get the most out of your money, so your hard-earned [...]

Changes to the tapered annual allowance

What it means for you and your pension On 6 April 2020, changes came into effect for the tapered annual allowance which mean it no longer applies to those with a total income under £200,000 in the 2020/21 tax year. This is good news for those who were previously restricted by the taper and may [...]

ABI warns against ‘Pensions panic’

With lockdown causing financial worries for many families, the ABI is warning people not to see their pensions as a quick way of raising cash, and to think twice before making any rash financial decisions during this uncertain time.

A young couple looking at their financial plans

Can I transfer my pension to another pension?

If you’ve had more than one job, you may have multiple workplace pensions and find it difficult to keep track. You may be better of switching your scheme, and moving your pension.

What is a pension transfer value (cash equivalent transfer value)?

Ready for retirement? If you have a Defined Benefit (DB) pension with your workplace, you could receive an annual income for life. But if you want more control over when you receive your money, you may need to transfer out of your scheme in order to access your funds. Deciding whether to transfer your pension, [...]

If you’re self-employed, is your State Pension at risk?

Self-employed workers tend to have lower levels of pension savings, and a greater reliance on the St...

The financial planning requirements of James Bond, Harry Potter and Doctor Who

We take a look at the finances of three fictional heroes from the UK and discuss how financial plann...

No such thing as a ‘no risk’ pension

When looking at options for funding your retirement, it’s important to understand that your pension...

How to track down a lost pension or investment

It's now common for people to have multiple pensions. How can you find details of lost pensions or i...

A group of male bicycle racers ride together during a road bike race.

Teacher pension contributions have gone up but how will independent schools cope?

Planned changes to employer pension scheme contributions could hit Independent schools using the Tea...