It can be tempting to look at cash when the markets are volatile, but in the context of long-term returns, historically that has not paid off. Looking back at the worst market conditions in recent memory, our advisers Stuart Johnstone and Graeme Wake explain…
A trust is a method of managing assets, and are commonly used for estate planning, minimising tax payments. Find out more about how they work and why they’re a helpful too in an adviser’s toolbox.
A first-hand account from Jasmit Bahia, about how recent changes have affected his BTL portfolio.
Analysis of the changes upsetting the BTL market from property specialists, John Charcol.
You may have exceeded your Personal Savings Allowance. New rules mean that 95% of taxpayers should no longer need to pay tax on their savings income. As for the rest – find out more about recent changes here.
According to the ILC, people who take financial advice are on average £40,000 better off than those who don’t. Clearly this depends on the individual, but this study finds that those who took advice were significantly more likely to save more as well as to invest in the equity market.
Trump, China, Russia, Brexit – 2019 could be another unpredictable year, but Jon Cunliffe of Charles Stanley is anticipating reasonable stock market performance and explains why in this article.
Can I make gifts as a Power of Attorney? It’s a common question, and the answer is yes – but there are strict rules to be adhered to. Neil MacGillivray, Head Of Technical Support at James Hay explains.
Cashflow planning allows advisers to show clients how their financial journey will unfold if it continues its current trajectory or with positive and negative impacts. Find out more about what it is and how we use it at Wren Sterling.
When many of us think about our legacy, many of us about how we will leave our assets to our families. But increasingly people are considering the legacy of the planet and the society they’re leaving behind and want to make a financial difference. This is being evidenced by their investment preferences and charitable bequests in Wills.