Describing an investment as ‘active’ or ‘passive’ doesn’t fully explain how your investment manager is looking after your money and trying to provide growth…
It would take a brave person to predict the outcome of Brexit right now given the political and legal wrangling that appears to lie ahead. But what impact is this having on investors?
Investment managers consider political risk when making investments. At the moment there’s a lot of talk on both sides of the Brexit argument about the potential impact of the UK leaving the EU either with or without a deal…
When looking at options for funding your retirement, it’s important to understand that your pension pot will be invested – and as with all investments, your capital is at risk.
It’s now common for people to have multiple pensions. How can you find details of lost pensions or investments without searching in the attic for the paperwork?
In recent years final salary pension schemes have been phased out by employers because people are living for longer and the uncrystallised liabilities are wreaking havoc with corporate balance sheets. Robert Blumberger explains why this is happening and sounds a cautionary note for those attracted to the idea of transferring.
It can be tempting to look at cash when the markets are volatile, but in the context of long-term returns, historically that has not paid off. Looking back at the worst market conditions in recent memory, our advisers Stuart Johnstone and Graeme Wake explain…
Trusts are commonly used for estate planning, minimising tax payments. Find out more about what they are, how they work and why they’re a helpful tool in an adviser’s toolbox.