When looking at options for funding your retirement, it’s important to understand that your pension pot will be invested – and as with all investments, your capital is at risk.
In recent years final salary pension schemes have been phased out by employers because people are living for longer and the uncrystallised liabilities are wreaking havoc with corporate balance sheets. Robert Blumberger explains why this is happening and sounds a cautionary note for those attracted to the idea of transferring.
A first-hand account from Jasmit Bahia, about how recent changes have affected his BTL portfolio.
According to the ILC, people who take financial advice are on average £40,000 better off than those...