Beyond ‘active’ and ‘index’ investing
Describing an investment as ‘active’ or ‘passive’ doesn’t fully explain how your investment manager is looking after your money and trying to provide growth…
Investments
Is uncertainty the new normal or has it always been that way?
What’s ‘normal’ in investing? Uncertainty. Investing in the good times and the bad, we look at risk and investment performance from the last century.
The make-up of portfolios and the importance of global equities
It would take a brave person to predict the outcome of Brexit right now given the political and legal wrangling that appears to lie ahead. But what impact is this having on investors?
How political risk affects investments
Investment managers consider political risk when making investments. At the moment there’s a lot of talk on both sides of the Brexit argument about the potential impact of the UK leaving the EU either with or without a deal…
No such thing as a ‘no risk’ pension
When looking at options for funding your retirement, it’s important to understand that your pension pot will be invested – and as with all investments, your capital is at risk.
How to track down a lost pension or investment
It’s now common for people to have multiple pensions. How can you find details of lost pensions or investments without searching in the attic for the paperwork?
Why are some people cashing in final salary pension schemes?
In recent years final salary pension schemes have been phased out by employers because people are living for longer and the uncrystallised liabilities are wreaking havoc with corporate balance sheets. Robert Blumberger explains why this is happening and sounds a cautionary note for those attracted to the idea of transferring.
What does the Woodford fund tell us about self-select funds?
What actions can investors take to protect their investments from fund under-performance?
Investing; the ups, downs, and time in the market
It can be tempting to look at cash when the markets are volatile, but in the context of long-term returns, historically that has not paid off. Looking back at the worst market conditions in recent memory, our advisers Stuart Johnstone and Graeme Wake explain…
What is a trust?
Trusts are commonly used for estate planning, minimising tax payments. Find out more about what they are, how they work and why they’re a helpful tool in an adviser’s toolbox.