Investments
What is the value of financial advice? £40,000 apparently
According to the ILC, people who take financial advice are on average £40,000 better off than those who don’t. Clearly this depends on the individual, but this study finds that those who took advice were significantly more likely to save more as well as to invest in the equity market.
The Federal Reserve should do the right thing
Trump, China, Russia, Brexit – 2019 could be another unpredictable year, but Jon Cunliffe of Charles Stanley is anticipating reasonable stock market performance and explains why in this article.
The constraints of making gifts under a Power of Attorney
Can I make gifts as a Power of Attorney? It’s a common question, and the answer is yes – but there are strict rules to be adhered to. Neil MacGillivray, Head Of Technical Support at James Hay explains.
Cashflow planning: visualising financial journeys
Cashflow planning allows advisers to show clients how their financial journey will unfold if it continues its current trajectory or with positive and negative impacts. Find out more about what it is and how we use it at Wren Sterling.
How investors are supporting environmental and ethical causes
When many of us think about our legacy, many of us about how we will leave our assets to our families. But increasingly people are considering the legacy of the planet and the society they’re leaving behind and want to make a financial difference. This is being evidenced by their investment preferences and charitable bequests in Wills.
How to avoid a pension scam
Pensions freedom has created many opportunities for scammers to target people approaching retirement with access to their retirement funds. Learn more about how scammers approach their victims and how these scams can be avoided.
How to fund a long-term retirement
What should retirees consider when investing for a sustainable, long-term income stream to meet their needs? Simon Morris, Head of Strategic Partners at Premier Asset Management discusses tactics for retirements that could span decades rather than years,
Will low savings account rates ever bounce back?
The base rate rose last year for the first time in a decade, but will we see low savings account rates rise? What might cause them to improve?
The Impact of Sequential Returns Risk on Retirement Income Planning
Watching a new portfolio experience volatility can be painful. Paul Gegg outlines the key concepts involved in sequential returns risk, and why investors – particularly retired investors – need to take advice with their withdrawals.