According to the ILC, people who take financial advice are on average £40,000 better off than those who don’t. Clearly this depends on the individual, but this study finds that those who took advice were significantly more likely to save more as well as to invest in the equity market.
Cashflow planning allows advisers to show clients how their financial journey will unfold if it continues its current trajectory or with positive and negative impacts. Find out more about what it is and how we use it at Wren Sterling.
Transferring a final salary (DB) pension may look attractive, but there are disadvantages. For many, it may be best to retain those benefits and remain in the scheme. Find out why you might not want to transfer away.
We insure our cars, our homes, and even our holidays – but very few of us protect ourselves and our families against illness or death. Find out more about life insurance, what it is, and how it can be used to help some of our clients.
Could Critical Illness Cover be suitable for you? Each year close to a million people in the UK find themselves unable to work due to a serious illness or injury (ABI ). And it’s not uncommon to confuse the cover you have, thinking you’re protected when you’re not.