Artificial intelligence, open banking, robo advice, blockchain, virtual reality – all hot topics in financial services innovation as brands try to understand how they can most effectively engage their customers, better understand their circumstances and monetise their connections using the latest technology. In the financial advice market we’ve been hearing these phrases for several years [...]
There are very few examples of financial advisers on our screens and stories. Those that we see are worlds away from the usual day-to-day of an IFA. If your sole reference is Marty Bird of Ozark, you might benefit from this article.
When nearing retirement we face the challenge of ensuring our funds will last. Increasing numbers of UK homeowners have been looking for alternative methods to increase their income in retirement and are turning to their property to supplement their pensions.
How much you will need for retirement depends on you. But if you’re wondering how much to save in your pension, or whether you can afford the kind of retirement you’d like, you can calculate what roughly you’ll need to save today for a comfortable retirement tomorrow.
Life insurance can provide a cash lump sum to support your dependants when you die. How much this will be, who it will go to and how long the term of the policy is will depend on your individual circumstances.
Estate planning sets out how your assets will be distributed, who they will go to, and when. Without making an estate plan or a Will, the Intestacy rules will be used to decide what happens to your assets.
The executors of your Will need to pay any IHT before your assets can pass to your beneficiaries – which may prevent them from inheriting. Find out more about how you can legally mitigate your IHT liabilities.