Blogs & News

Retired parents cooking with their children

Who uses discount shopping anyway?

Discount shopping portals are an easy way to help your employees make their money go further, and demonstrates employers investment in their people. How much could you save through employee benefits?

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How will technology advances affect financial advice?

Artificial intelligence, open banking, robo advice, blockchain, virtual reality – all hot topics in financial services innovation as brands try to understand how they can most effectively engage their customers, better understand their circumstances and monetise their connections using the latest technology. In the financial advice market we’ve been hearing these phrases for several years [...]

Single father is assembling furniture with his kids

Beyond ‘active’ and ‘index’ investing

Describing an investment as ‘active’ or ‘passive’ doesn’t fully explain how your investment manager is looking after your money and trying to provide growth…

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Is uncertainty the new normal or has it always been that way?

What’s ‘normal’ in investing? Uncertainty. Investing in the good times and the bad, we look at risk and investment performance from the last century.

An older couple reviewing their pension finances

Financial advice in popular culture

There are very few examples of financial advisers on our screens and stories. Those that we see are worlds away from the usual day-to-day of an IFA. If your sole reference is Marty Bird of Ozark, you might benefit from this article.

Flags of Great Britain and Europe on a wooden background. Brexit decision

The make-up of portfolios and the importance of global equities

It would take a brave person to predict the outcome of Brexit right now given the political and legal wrangling that appears to lie ahead. But what impact is this having on investors?

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The financial planning requirements of James Bond, Harry Potter and Doctor Who

We take a look at the finances of three fictional heroes from the UK and discuss how financial planning could help them. While we had a lot of fun writing this article, it highlights several specialist areas of financial advice, and how versatile an adviser’s toolbox can be.

Flags of Great Britain and Europe on a wooden background. Brexit decision

How political risk affects investments

Investment managers consider political risk when making investments. At the moment there’s a lot of talk on both sides of the Brexit argument about the potential impact of the UK leaving the EU either with or without a deal…

Two cyclists on a wooded path.

No such thing as a ‘no risk’ pension

When looking at options for funding your retirement, it’s important to understand that your pension pot will be invested – and as with all investments, your capital is at risk.

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Equity release in retirement; supplementing your pension with your property

When nearing retirement we face the challenge of ensuring our funds will last. Increasing numbers of UK homeowners have been looking for alternative methods to increase their income in retirement and are turning to their property to supplement their pensions.

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How to track down a lost pension or investment

It’s now common for people to have multiple pensions. How can you find details of lost pensions or investments without searching in the attic for the paperwork?

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Teacher pension contributions have gone up but how will independent schools cope?

Planned changes to employer pension scheme contributions could hit Independent schools using the Teacher’s Pension Scheme. What are options for independent schools?