Life holds no guarantees, but you can put protection in place so that if the worst should happen, your loved ones will be protected financially.

We all want the very best for our family throughout their lives, but we need to plan to achieve it. We can structure your finances to meet your family’s needs whether it’s providing income, paying for university, or providing a tax-efficient legacy in later life. (The Financial Conduct Authority does not regulate university/school fees planning.)

More than one in six working families would receive little or no help from the state and see their income drop by a third, if the main earner became unable to work. (Money Advice Service)

Some examples of protection products and how they work:

Critical Illness Cover
CIC is designed to pay a cash lump sum or monthly income on diagnosis of a specified critical illnesses, during the policy term.
Life insurance
Life Insurance is designed to pay a cash lump sum or monthly income if you die, or are diagnosed with a terminal illness, during the term of the contract.
Whole of life cover
Whole of life cover is designed to give dependants or beneficiaries a pay-out on the death of the person covered.
A mother and daughter laughing together.
“Serious illness or injury can occur at any time and will inevitably cause strain on families financially, as well as personally. Products such as income protection, life insurance and critical illness cover improve the financial resilience of individuals, households and businesses and give peace of mind.

Raluca Boroianu‑Omura, ABI Assistant Director, Head of Health and Protection

There are many different ways to protect against the unknown. Protection is personal, and if you’re interested in finding out more about what you can do to guard yourself and our family against unforeseen change, download our brochure, or contact your local office to arrange an appointment.

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