For many people, their mortgage is their single largest monthly outgoing. In the UK, the mortgage market is highly competitive, so it makes sense to ensure you’ve got the right mortgage for you, whether you’re a first-time buyer, re-mortgaging, moving home or downsizing.

Rather like insurance, mortgages are completely unique to your individual circumstances and consulting an expert is the best way to find out if the interest rate, term and early repayment restrictions match your long term financial plans.

Questions to ask yourself to take control of your mortgage

  1. How long are you prepared to wait before you own your own home? How much are you able to save each month?
  2. What do you know about your current mortgage? What type is it, how much do you pay each month, how much are you paying in fees/interest?
  3. Could a re-mortgage save you money?

Wren Sterling does not offer mortgage advice but we have professional partners that offer this service, such as John Charcol, one of the UK’s leading independent mortgage advisers. Wren Sterling is an introducer to John Charcol.

John Charcol is a trading name of John Charcol Limited and its Appointed Representatives. John Charcol Limited is authorised and regulated by the Financial Conduct Authority. The Financial Services Register number is 665649. Registered in England No. 9157892. Registered office address for John Charcol Limited is St. Helen’s, 1 Undershaft, London, EC3P 3DQ. The FCA does not regulate some investment mortgage contracts.

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