What is financial advice?

When you’re making important decisions about your finances, you can get support from an expert. Financial advisers can help you when you’re making decisions which will affect for your personal circumstances, both now and in the long term.

With the help of an independent financial adviser, you can make informed decisions about your finances with the benefit of technical expertise.

Find out more about the services we offer, including investments, protection, pensions advice and retirement planning you can find out more in our private client brochure. Or if you’re ready to speak to one of our experts, get in touch to arrange an appointment. Initial appointments are free for you and can be delivered virtually (Skype, Facetime, Teams), over the phone or face to face where appropriate.

What happens in a meeting with Wren Sterling’s financial advisers?

During our first meeting we will get to know you, to understand your current financial circumstances, your life stage, your hopes and financial aspirations. We’ll talk about any concerns you have and assess your attitude to risk. This forms our ‘fact find’ which allows us to identify your priorities and objectives leading to our eventual recommendations.

We will then look at the options available to meet your objectives – and we’re independent so that means a wide variety of options. Independence means we can recommend products from right across the market, including some of the UK’s best-known providers. This sets us aside from many other financial advisers who are ‘tied’ and can only recommend services from one or two providers.

Our process

The facts
The analysis
The plan
During our first appointment we listen to your current financial circumstances; your lifestage, your hopes and financial aspirations. We work to understand any concerns you may have, and capture all of this in our 'fact find' which informs the basis of our analysis, planning and eventual recommendations to you.
We build an understanding of your current financial position. We look at your assets, liabilities, income, expenditure, pensions and future expectations. Often, we will use lifetime cashflow analysis to project possible future outcomes to gauge whether you are on track to achieve your goals.
Building your plan involves researching the most appropriate solution and, where appropriate. an investment strategy from across the market. We take into account your previous experience and attitude to risk. You will be able to see how our recommendations come together to deliver your financial objectives.
Should you decide to adopt our recommendations, we will make all the necessary arrangements for the plans and policies to be put in place.
Life will always present opportunities and challenges. As the financial and legislative landscape changes - our ongoing clients can benefit from review meetings were we can discuss and adjust your plan to keep you on track to achieve your financial goals.

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