During our first appointment we listen to your current financial circumstances; your lifestage, your hopes and financial aspirations. We work to understand any concerns you may have, and capture all of this in our 'fact find' which informs the basis of our analysis, planning and eventual recommendations to you.
We build an understanding of your current financial position. We look at your assets, liabilities, income, expenditure, pensions and future expectations. Often, we will use lifetime cashflow analysis to project possible future outcomes to gauge whether you are on track to achieve your goals.
Building your plan involves researching the most appropriate solution and, where appropriate. an investment strategy from across the market. We take into account your previous experience and attitude to risk. You will be able to see how our recommendations come together to deliver your financial objectives.
Should you decide to adopt our recommendations, we will make all the necessary arrangements for the plans and policies to be put in place.
Life will always present opportunities and challenges. As the financial and legislative landscape changes - our ongoing clients can benefit from review meetings were we can discuss and adjust your plan to keep you on track to achieve your financial goals.