How to track down a lost pension or investment

Through working life it is common for people to have multiple pensions. In years gone by pension providers have communicated exclusively via post, so finding the details of such schemes means digging out paperwork from the attic, the basement or working out who to call.

Old pensions

The pension tracing service is a free service that you can use if you know the name of your employer or the pension provider at the time. You’ll get details of the provider and you can make contact to retrieve your pension, update your contact details and decide what you want to do with it.

Lost bank accounts

mylostaccount.org.uk can help you trace lost personal accounts if you are unsure of which bank or building society holds the account to which you have entitlement, including instances where the bank or building society has since closed or merged. NS&I investments can also be traced using this service.

Missing investments

Similarly, the Investment Association can give you details for lost unit trusts and Experian has a paid-for service called the Unclaimed Assets Register that could save you going to multiple places or providers.

What next?

Need investment advice? Thinking about consolidating your pensions? Read our article about the advantages and disadvantages of doing so or make an appointment with a local financial adviser today.

Wren Sterling specialises in holistic financial planning, which means we look at your entire financial situation and advise on the right strategy, which will encompass pensions, investments and protection.