Tag Archives: corporate

Pension transfer: Why are some people cashing in final salary pension schemes?

in Corporate, Employee benefits, Financial education, Inheritance Tax, Investments, Retirement planning, Tax, Thought leadership

In recent years final salary pension schemes have been phased out by employers because people are living for longer and the uncrystallised liabilities are wreaking havoc with corporate balance sheets. Robert Blumberger explains why this is happening and sounds a cautionary note for those attracted to the idea of transferring.

How to replicate workplace benefits when you’re self-employed

in Corporate, Employee benefits, Financial education, Protection, Retirement planning
There are 4.69 million self-employed workers in the UK, and if you’re one of them – congratulations. We hope you’re enjoying all the benefits of being your own boss; you can set your own schedule, choose your customers, and work with talented people. But if you want to replicate your workplace benefits in a tax-efficient [...]

Protection – safeguarding your legacy

in Corporate, Financial education, Inheritance Tax, Later life, Protection, Retirement planning
Wren Sterling Independent Financial Adviser Sandra Corkhill explains why protection insurance is an essential aspect of financial planning. Here are her protection tips. As a financial adviser, the toughest conversation to have with a client can be around protection. It broaches things we would all rather not think about, but it is very important, particularly [...]