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Pros and Cons of Commercial Property in Mortgages

in Corporate, Inheritance Tax, Investments, Later life, Partners, Retirement planning, Tax, Thought leadership

Commercial property offers many attractions to Self-Invested Personal Pension (SIPP) investors, especially small to medium businesses with owner managers. Using your company to fund your pension and then buy your commercial premises can be a real benefit to you and your company, especially if you are the tenant, as it will have less impact on your SIPP’s ability to sell the property at a later date. A word of warning though: if the sponsoring company is no longer the tenant or the property was empty for a time within the rental period, it could have a net negative impact on your investment.