Financial planning

Risks and rewards ahead

Financial Planning

When you’re making important decisions about your finances, you want to know you’re making the right decisions for your personal circumstances, both now and in the long term. With the help of an Independent Financial Adviser, you can make informed decisions about our finances with technical expertise, experience and commitment means to keep you on course to achieve your financial goals and enjoy the life you have planned.

A mother and daughter laughing together.

Investments

We are investment specialists and financial planning experts. With access to the whole of the market we can ensure that we select the most appropriate long term investments to deliver against your investment strategy and ultimately your financial plan. We seek to maximise growth but minimise risk by spreading risk through diversification. We will discuss our recommendations fully with you before implementing your plan, and will monitor your investments, providing regular progress reports.

Couple sailing on a boat

Protection

We all want the very best for our family throughout their lives, but we need to plan to achieve it. We can structure your finances to meet your family’s needs whether it’s providing income, paying for university, or providing a tax-efficient legacy in later life. Protecting yourself and your income can help to ensure that should the unexpected happen you can remain on target to achieve your goals, and have the resources to deal with unforeseen changes in your life.

The Financial Conduct Authority does not regulate university/school fees planning.

Pension saving can start at any time

Pensions Advice

There is going to come a time when you can’t work anymore and therefore can’t earn a regular income. That may seem a long way off but the sooner you start saving for that future, the sooner you will ensure it’s a happy and enjoyable one. We work hard to understand your circumstances and motivations so we can steer you through the increasingly complex world of retirement to achieve your retirement goals.

A happy couple enjoying retirement

Retirement Planning

We’re all living longer so there’s more of life to enjoy, but this means we should start to plan for retirement earlier. The retirement landscape is constantly changing, so it’s important you understand current and planned changes and what they mean for you as you move towards retirement. We can work with you to make the most of your wealth, generate income and provide for the changes to come. We will help you consider the implications of the loss of a spouse or partner, or a deterioration in your own physical or mental health. We can also advise on the most efficient way to pass wealth on to the next generation.

The Financial Conduct Authority does not regulate taxation and trust advice.

Corporate meeting business

For Businesses

We specialise in all aspects of employee benefits strategy, business protection and succession planning. We see the whole picture, so every aspect of our financial advice drives towards our corporate clients’ goals. We’re fiercely proud of our independent status. It allows us to recommend products from across the market giving our clients greater choice, so our advice is truly independent and always in the best interest of our clients. We are trusted advisers with a strong reputation. We’re proud to say that most of our corporate business is referred to us through third parties including general insurance brokers, accountancy practices and pension lawyers.

Personal finance brochure
Corporate brochure