Financial advice

When you’re making important decisions about your finances, you want to know you’re making the right decisions for your personal circumstances, both now and in the long term.

With the help of an independent financial adviser, you can make informed decisions about your finances with the benefit of technical expertise.

Find out more about the services we offer, including investments, protection, pensions advice and retirement planning.

According to research by Old Mutual Wealth, 90% of people who see a financial adviser on a regular basis feel the advice has benefited them.

What happens in a meeting with Wren Sterling’s financial advisers?

During our first meeting we will get to know you, to understand your current financial circumstances, your life stage, your hopes and financial aspirations. We’ll talk about any concerns you have and assess your attitude to risk. This forms our ‘fact find’ which allows us to identify your priorities and objectives leading to our eventual recommendations.

We will then look at the options available to meet your objectives – and we’re independent so that means a wide variety of options. Independence means we can recommend products from right across the market, including some of the UK’s best-known providers. This sets us aside from many other financial advisers who are ‘tied’ and can only recommend services from one or two providers.

Find out how an independent financial adviser can simplify your long term goals with a bespoke financial plan, please arrange an initial appointment.

When you’re making important decisions about your finances, you want to know you’re making the right decisions for your personal circumstances, both now and in the long term.

With the help of an independent financial adviser, you can make informed decisions about your finances with the benefit of technical expertise.

Find out more about the services we offer, including investments, protection, pensions advice and retirement planning.

According to research by Old Mutual Wealth, 90% of people who see a financial adviser on a regular basis feel the advice has benefited them.

What happens in a meeting with Wren Sterling’s financial advisers?

During our first meeting we will get to know you, to understand your current financial circumstances, your life stage, your hopes and financial aspirations. We’ll talk about any concerns you have and assess your attitude to risk. This forms our ‘fact find’ which allows us to identify your priorities and objectives leading to our eventual recommendations.

We will then look at the options available to meet your objectives – and we’re independent so that means a wide variety of options. Independence means we can recommend products from right across the market, including some of the UK’s best-known providers. This sets us aside from many other financial advisers who are ‘tied’ and can only recommend services from one or two providers.

Find out how an independent financial adviser can simplify your long term goals with a bespoke financial plan, please arrange an initial appointment.

Will the tax man be the main beneficiary of your estate?

in Inheritance Tax, Investments, Later life, Thought leadership
News headlines of tax avoidances schemes can be unsettling, especially if you worked to protect the assets you have a built up over many years to go to your chosen beneficiaries rather the tax man. In fact, according to data from the Office for Budget Responsibility, inheritance tax receipts increased by 16.4% during the first [...]

SIPP use on the rise after pension transfer activity explosion

in Investments, Retirement planning
Investments made through pension wrappers have reached a new high of £13.4bn in the third quarter of 2017, up 66.3 per cent on last year.* The figures showed the amounts coming into pensions through transfers was particularly high. For instance, transfers into self-invested personal pensions (SIPP) more than doubled over the past 12 months to [...]

Fit to work?

in Employee benefits, Financial education, Protection
After two years, the Department for Work and Pensions (DWP) is ending its Fit for Work referral and assessment service. This service offered a free and independent clinician’s view of an employee who has been off work for four or more weeks, providing insight for employers and employees about the prognosis of recovery and recommendations [...]