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    What is inflation?

    Susan Rai-Hutchins

    And why does inflation matter?

    It means the cost of living is going up. If the cost of living is going up but the value of your assets and your salary (if you’re still working) do not go up by at least the same amount, then you’re likely to be worse off, in real terms. Susan Rai-Hutchins shares tips on how inflation affects us, and what we can do to mitigate its effects.

    While investing your capital is at risk. A pension is a long term investment. The fund value may fluctuate and can go down, which would have an impact on the level of pension benefits available.

    Susan Rai-Hutchins
    About the Author

    Susan has worked in the financial services industry since 1989 in a number of roles and organisations from insurance companies to advisory firms. As many of her clients have complex financial situations, she provides holistic advice to include retirement planning, investment of personal money, tax-efficient investing and inheritance tax planning. This has allowed Susan to retain the clients she has had over the last 21 years as she is there throughout their life journey, from saving and building investment pots to retirement and beyond. You can get in touch with Susan at our offices in Nottingham. Our network of advisers across the UK means that if you’re looking for local financial advice, we can help. We specialise in all areas of financial planning for both corporate and individual clients all over the UK.

    View all of Susan Rai-Hutchins's articles