How to consolidate your pensions
If you’ve got multiple pensions, should you bring them together? Once you’ve decided, what do you need to do, and how hard is it?
Pensions transfer
What’s going on in the final salary market?
Financial advisers are accustomed to dealing with unintended consequences of decisions made by those who set policies – including DB pension schemes.
What is a Defined Benefit Pension?
Defined benefit pensions What is a Defined Benefit pension? What are my options? How will my pension provide for my retirement? Any decisions you make about your Defined Benefit pension will affect the income it will provide for the rest of your life – so its important to understand how it works. What is a [...]
How do you calculate the value of a Defined Benefit pension?
If you’re considering transferring away from a Defined Benefit (final salary) pension, you’ll need to request a cash equivalent transfer value (CETV) to help you find out whether or not you would be better off in or out of the scheme.
Retirement tips for the Covid-19 crisis
Be patient and consider retirement strategies - Even before most of us had heard of Coronavirus, only 25% of Brits felt confident that they would have enough to retire on without needing to supplement their pension. The impact of the Coronavirus pandemic on the global stock markets has resulted in the average pension fund value falling [...]
How to track down a lost pension or investment
It’s now common for people to have multiple pensions. How can you find details of lost pensions or investments without searching in the attic for the paperwork?
Wren Sterling adopts Pension Transfer Gold Standard
Wren Sterling has signed up to the Pension Transfer Gold Standard, a new mark of quality in the pension transfer market awarded by the Personal Finance Society (PFS).
SIPP use on the rise after pension transfer activity explosion
Investments made through pension wrappers have reached a new high of £13.4bn in the third quarter of 2017, up 66.3 per cent on last year.*
The figures showed the amounts coming into pensions through transfers was particularly high. For instance, transfers into self-invested personal pensions (SIPP) more than doubled over the past 12 months to reach £1.9bn.