Use it or lose it. Don’t pay more tax than you need to
The tax allowances and exemptions system in the UK is complex. Don’t miss out on what you’re entitled to. Paul Poulter walks us through several scenarios.
Financial education
Bear with me, don’t panic, keep at it
Wren Sterling Group’s new CIO Rory McPherson reflects on what is happening in the markets and sees reason to be optimistic.
The value of financial advice
As stormy market conditions continue we talk to an adviser about the advice she gives her clients to help them navigate the current climate.
The balance of retirement income planning
Are annuities making a comeback? The increase in gilt yields over the past six months particularly have seen a corresponding increase in annuity rates.
How much weight should you give economic outlook confidence as an investor?
In recent weeks there have been a number of high profile comments made about the UK’s economic outlook from prominent figures. Rishi Sunak, the Chancellor, has countered warnings of weakness in the pound with a statement backing the UK’s medium and long term prospects. Bank of America released a report in late May that captured [...]
How our services are changing to meet client needs in a changing world
Financial planning is about more than just investment returns. Of course, they’re critical to financial plans succeeding, but recent years have really sharpened our focus on building solutions to meet more of the challenges our clients face, so our advice is truly holistic…
Should we be preparing for long-term inflation?
Inflation could be here to stay, as problems with production in China, coupled with energy price rises look set to keep costs high…
Sanctions start to bite and ESG in a tangle?
The Russian invasion of Ukraine has united much of the Western world against President Putin, and we can only hope for a swift and peaceful resolution to the conflict that results in Ukrainians returning to their homes. It does feel awkward at times to be talking about elements of our lives that seem inconsequential compared [...]
How to consolidate your pensions
If you’ve got multiple pensions, should you bring them together? Once you’ve decided, what do you need to do, and how hard is it?
Maximising 2021/22 Personal Allowances
The current Tax Year ends on April 5th 2022. Make sure your allowances are used efficiently, it pays to start early.