No such thing as a ‘no risk’ pension
When looking at options for funding your retirement, it’s important to understand that your pension pot will be invested – and as with all investments, your capital is at risk.
Financial education
Equity release in retirement; supplementing your pension with your property
When nearing retirement we face the challenge of ensuring our funds will last. Increasing numbers of UK homeowners have been looking for alternative methods to increase their income in retirement and are turning to their property to supplement their pensions.
How to track down a lost pension or investment
It’s now common for people to have multiple pensions. Finding details of lost pensions or investments can mean digging out paperwork from the attic, the basement or working out who to call.
Why are some people cashing in final salary pension schemes?
In recent years final salary pension schemes have been phased out by employers because people are living for longer and the uncrystallised liabilities are wreaking havoc with corporate balance sheets. Robert Blumberger explains why this is happening and sounds a cautionary note for those attracted to the idea of transferring.
How online portals are driving up engagement in employee benefits
Recent research found that employee engagement and productivity is HR leader’s primary concerns. Could an online benefits portal be the answer?
Why do most people have no life insurance or critical illness cover?
78% of adults would ‘rather be safe than sorry’ when it comes to their finances. Yet 65% have no life insurance or protection cover. So what’s causing this gap?
Have you had a letter from HMRC?
You may have exceeded your Personal Savings Allowance. New rules mean that 95% of taxpayers should no longer need to pay tax on their savings income. As for the rest – find out more about recent changes here.
How will the 2018 Budget affect me?
While we wait to understand how Brexit will affect us, there are a number of changes coming this year, many recently announced in the 2018 Autumn Budget. We’ve created this article about what these changes are and how they might affect you.
Five financial planning tips for 2019
Many of us look to January for a fresh start – to make changes or new resolutions, but why wait? Find out our top 5 tips for this year to make sure you’re on track to your financial goals.
Best practice in running a business, key financial reports and cloud efficiencies
A growing trend in working life is for people to begin businesses later on in life, sometimes to phase their retirement or to earn extra income in retirement. Steve Blissett of Rodliffe Accounting outlines best practice for starting a new business and sheds light on the technology simplifying accountancy for business owners.